Obamacare Facts - How to apply for Obamacare
How to apply for Obamacare
Beginning in October, US citizens and legal residents will be able to
shop for insurance for themselves and their families using State or
Federally-ran exchanges or health insurance
The federal government just releases the forms
that consumers will complete to complete the
process of how to apply for obamacare.
Although it is recommended that you start to fill
out the forms now
the Federal government will not accept or process any application
until later this year.
Which documents do I need to apply?
The enrollment form for individuals seeking coverage is just three
pages long which is a massive improvement to a 21 page version
presented earlier in the year. The new revised version released by
the US Department of Health and Human Services (HHS) request
applicants a little over their personal information. While applying for
obamacare, you will also need:
- social security number
- citizenship or legal resident information
- job and income details (tax forms will help)
- current health care coverage
Keep in mind that Income, citizenship status, and other data will be
scanned through federal agencies.
How do i get obamacare?
- Here is the obamacare application
Many are still wondering “how do i get obamacare”?, “How
to get obamacare” etc. The answer is not a straight answer
because there are many different options to obtain
obamacare. If you live a in a state that runs it’s own
independent healthcare exchange, you must go through their
website, customer service, or even health plans that service
your location of residence.
On the other hand, if you live in a state that has chosen to not
run it’s own individual healthcare exchange, your option will
be to apply for enrollment through the federal website called
or fill out your very own obamacare application by paper.
(you can download your obamacare paper application here
More on how to get Obamacare
If you don't have insurance, Obamacare affects you the most.
You either need to sign up for health insurance between by
March 31, 2014 or pay a tax. Which is the better choice? It
depends on your income and the number of people in your
For most of you, the tax is 1% of your adjusted gross income
(AGI). The AGI is your gross income minus your deductions. For
example, if your AGI is $30,000, your Obamacare tax is $300. To
find out the exceptions, see Obamacare Taxes.
Would this be cheaper than Obamacare? It depends on the
number of people in your household. For example, if you live
alone, then a $300 annual tax might be cheaper than the
$200 monthly premium. However, if your income is below
$45,000, the government will subsidize some or all of your
premium. In that case, Obamacare could be cheaper. (Find
out how much at Will I Qualify to Save on Monthly Premiums?)
If your income is less than $30,000, and there's four people in
your family, you qualify for free insurance through Medicaid.
Find out if you qualify for Medicaid
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